Monitoring Pending Settlement Cash is crucial for effective cash management. Funds tied up in settlement may limit a trader’s ability to take advantage of new opportunities. By knowing when cash will be available, traders can better plan their trading strategies, reduce liquidity risks, and maintain smooth portfolio operations. This awareness also supports more accurate financial planning, improved risk management, and enhanced overall trading efficiency. Regularly review pending settlement amounts and expected clearance dates. Plan trades with settlement times in mind to maintain liquidity.