TradeReply Categories

Category – Credit Rating

Credit rating is an evaluation of an entity’s creditworthiness, reflecting its ability to repay debt. Assigned by agencies like Moody’s, S&P, and Fitch, ratings range from high-grade (low risk) to junk status (high risk). Investors and lenders use credit ratings to assess default risk, influencing borrowing costs and investment decisions. A strong credit rating allows for favorable loan terms, while a poor rating indicates financial instability, affecting a company's ability to raise capital efficiently.